Exclusive Buyer Agency Representation North Carolina law allows you, the buyer, to choose an agent to exclusively represent your best interests in the purchase of real estate. Most of the time, JoEllen can arrange this exclusive representation with no additional cost to you. For a complete explanation of the benefits of buyer agency, read JoEllen’s article "Someone On Your Side: The Benefits of Buyer Agency." Free Homebuyer’s Workbook to get you started If you want a general introduction to the homebuying process, request a copy of JoEllen’s free Homebuyer Workbook. In it you will find information on financing, closing costs, agency representation- the whole homebuying process from start to finish! Fill out the request form for your free copy! Please note: this information is tailored to meet the needs of of homebuyers in North Carolina. For information about buying a home in another state, please consult their local references. Advice & Guidance on Financing Should you get a fixed rate mortgage or a seven-year balloon? Finding a mortgage that fits your financial goals can be as confusing as finding the right house. Through her network of highly qualified lenders, JoEllen has access to some of the best financing programs in the country! Using advanced software programs, JoEllen can help you evaluate whether a specific loan program will really fit with your overall financial goals. Compare & get the best! For a list of suggested lenders to get you started, click here. For information of prequalifying versus preapproving for a loan, click here. Buyer Representation when Building a Home Even if you're building a home in a new subdivision with an on-site agent and model home, it is critical to have the representation of a buyer's agent. So many details go into the contracts and construction of your new home. For more information about new construction purchases, click here. Buyer Representation when Purchasing a Home For Sale By Owner When negotiating a home purchase directly with the owner, it is critical to attend to the many details that often get overlooked by an owner selling their own home. For more information about buyer representation when buying a home for sale by owner click here. Professional Advice & Strategies for Contract and Repair Negotiations Negotiating a contract isn’t as simple as it might seem. How you might negotiate in one local region could ruin your chances for success in another region. The reason for this is that negotiations depend heavily on market conditions. JoEllen’s thorough understanding of the marketplace and her experience in negotiating contracts will guide you through this critical phase of homebuying. Daily monitoring of the critical "Contract-to-Closing" phase Choosing a home and getting it under contract is only the beginning. It is said that a real estate agent does 60% of their work after the contract is signed. JoEllen will make sure that everything goes smoothly throughout your home purchase-from inspections and appraisal to financing, survey and repairs--and everything in between! JoEllen and her team sweat the details so you don’t have to!! Follow-up after Closing: JoEllen’s "Realtor for Life" Program JoEllen absolutely believes that her relationship with you continues long after you’ve bought your home. Whether you need a recommendation for a good plumber or want to analyze if it makes sense to pre-pay on your mortgage, JoEllen is always just a phone call away for all her clients.